Mobility isn’t just a motorized wheelchair anymore. 64% of americans have smart phones, and while it’s hard to imagine 60% of the american public agreeing on anything, the ability to access and interact digitally without sitting at a desk appears to be one of them. Those of us old enough to remember a world before smartphones (or cell phones for that matter), have a hard time grasping the magnitude of opportunities this offers us as business people. For example – would you believe me if i told you that 38% of smartphone users conduct banking transactions while at the checkout line at a store? Or that 39% do so while eating at a restaurant?